In your area, the mainline entering to your house from the outside should be somewhere around 6 feet deep, I don't think you would want to go that deep so just stick with tapping in after the mainline in your basement. The reason some people tap from the outside is because they live in a warm climate and the line isnt buried deep at all, and saves them time from tapping inside the house.
You should design your system to run at WCS(Worst case scenario) so for your system, you should design with 25 PSI instead of 40, and the least GPM you get, that way if you design at 25 PSI, your system will still run efficiently, and even better when the pressure is higher.
In Ohio, I would tap in the mainline, run copper to the outside where you run to your backflow device, then use PVC for the mainline from backflow device to the valve manifold(s). For the lines running to the heads, use 100 PSI rating poly.